How Men and Women view Money Differently

From leaving the toilet seat up or down to household roles, men and women have always had a difference of opinion on many things and money is no different. This infographic compares men and women’s attitudes regarding money and how they choose to spend it.  ...

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Posted in: Couples , relationship

Couples: 10 Quick Tips for Planning Together

There's nothing more romantic than making plans for your future.  Set financial goals and vow to keep them.  Make sure that your goals are both specific and achievable.  Try to set goals that are equally rewarding so that you are both motivated to achieve them.  Depend on each other for support and encourage each other to stay focused. "a couple will save much heartache down the road by learning to talk about money in the early stages of their committed relationship.  we say "learn to talk" because this isn't a one-time event where each of you asks a couple of questions and then you're done." Get Financially Naked, Manisha Thakor and Sharon Kedar 10 Tips for Planning Together 1.  Set priorities and specific...

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Posted in: Couples , love and money , relationship

Couples and Money

Image Source: corriebradshaw.com Congratulations!  You have found your perfect mate.  You are ready to embrace all of each other's outstanding qualities and unconditionally accept any less-than-ideal traits.  However, before you walk down the aisle and commit to spending the rest of your lives together, you need to discuss how you will be spending your money as husband and wife. Money does matter when it comes to having a happy, healthy relationship so couples should try to devote time to improving their financial standing.  A little honest communication could keep your relationship from becoming a statistic.   Share Your Feelings  No matter how unromantic, having an open and honest discussion...

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Posted in: Couples , love , relationship

Free eBook: Building Wealth- A Beginner's Guide to Securing Your Financial Future

Building Wealth: A Beginner's Guide to Securing Your Financial Future offers introductory guidance to individuals and families seeking to help to develop a plan for building personal wealth. It provides and overview of personal wealth-building strategies that includes setting financial goals, budgeting, saving and investing, managing debt, and understanding credit reports and credit scores. This is a great 39 page ebook from the Federal Reserves Bank of Dallas. Building Wealth is also available as an animated online interactive version and a mobile app, both versions can be accessed from their website dallasfedbuildingwealth.org. The app is also available as a free download in the App store for Android, Apple and Blackberry mobile...

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Posted in: app , ebook , free

Why you Should Read your Bills

Bills, bills, bills… When they arrive, it can be hard enough to look at the bottom-line… never mind wading through the charges. BUT… if you don’t check your charges, you could end up paying for things you never bought. That could be the result of a thief stealing your information, or a merchant making an honest mistake. Thieves don’t need your actual credit card in order to use it – just your card number and expiration date. And other times, a store might accidentally charge your card several times. It’s a slip-up that’s easy to fix… IF you spot it. So read your bill and be on the lookout for unexpected charges on your statement. And if your card is ever lost or stolen, call your credit card company immediately to report it. Comment...

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Posted in: Bills , Save

Are you a Victim of Identity Theft?

Have you ever found unexpected withdrawals on your bank statement — or a strange new account on your credit report? You could be a victim of identity theft. Keep an eye out for unexpected activity on your financial records, medical bills or IRS statements.  Received phones calls from debt collectors about debts that aren’t yours? Ever get an unexpected bill – or even stopped getting your bills? If any of these happens to you, you could be – a victim of identity theft. Identity theft is when someone steals your personal information. Then they take money out of your accounts, apply for credit cards, or go on a spending spree – all using your name. Wreaking havoc with your money, your credit, and your personal sense of security....

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Posted in: Fruad , Identity Theft

Free eBook: New Beginnings in the New Year - Money Management

Free eBook: New Beginnings in the New Year - Money Management Whether deterred by uncontrollable forces (like the economy and job loss) or just fear of lacking the self-discipline to follow through, the New Beginnings eBook  from Monemanagement.org aims at helping consumers start the new year off right by setting and keeping financial resolutions that not only improve their finances, but also improve their life.   New Beginnings covers:   Ten financial resolutions worth keeping Steps to get a grip on financial clutter How to set realistic financial goals and resolutions How to personalize goals to make them more achievable New Beginnings offers a step-by-step guide to turning resolutions...

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Posted in: ebook , free , New Year's Resolution , resolution

10 Money Saving Tips

1. Consider your needs vs. your wants. Think about items you purchase on a regular basis. These add up. Where can you save? Do you eat out at restaurants a lot? Can you cut back on daily expenses, such as coffee, candy, soda, or cigarettes? Do you have services you do not really need, such as cable television or a cell phone? 2. Set up a direct deposit and an automatic transfer to your savings account. When you get paid, put a portion in savings through direct deposit or automatic transfer. If you have a checking account, you can sign up to have money moved into your savings account every month. What you don’t see, you don’t miss! U.S. Savings Bonds can be purchased through payroll deduction. 3. Pay your bills on time....

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