How to Save on Groceries (Infographic)

Looking for ways to save money on groceries? Start by knowing when grocery stores are tricking you into spending more money than you intended, and adjust your shopping strategy accordingly.

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Posted in: frugal , groceries , personal finance , Save , shopping

How to Create a Personal Budget with Mint.com

If you’ve previously tried (and failed) to follow a budget, the problem may have been that you were using a formula designed for someone else, with different life circumstances. The best basis for a successful budget is your own past spending patterns. From there, you can create realistic guidelines for yourself that will help you meet your goals. 

According to pcmag.com,"mint.com is hands-down the best personal finance service. Mint.com gives you the best control over your finances, even though it does most of the work for you." I have personally used mint.com for years and love how easy it is to setup and start using.  Best of all, it's free.
You don't have to take my word for it, check out these reviews of mint.com:

Mint.com Review - Should I Use Mint? - Investor Junkie
Mint.com Review & Rating- PCMag.com 
Best Personal Finance Website-Consumersearch.com

Also check Mint.com's 90-second Overview- The Best Free Way to Manage Your Money

If you want a true picture of the state of you personal finance. You should definitely try Mint.com.
The infographic below shows you how it's done.  Signup for mint.com here.

Disclaimer: I am not reimbursed in anyway by Mint.com.  I just love their product.

by Mint.com.
Explore more infographics like this one on the web's largest information design community - Visually.

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Posted in: budget , Mint.com , personal finance

Is it Ok to Have Nice Stuff?

Once you are out of debt, living on a budget and have money put away for emergencies, you will have extra money available and can start doing some fun things and buying nice stuff. It really comes down to, can you afford it? According to National radio show host and personal finace expert +Dave Ramsey, "If you live like no one else, later you can live like no one else." If you live on a budget, get out of debt, save and invest, you will eventually get to the point that you'll have the extra money to do things others can't afford to do. I love how +Rachel Cruze puts it in her youtube video.

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Posted in: budget , Investing , personal finance , Save