Free eBook: Building Wealth- A Beginner's Guide to Securing Your Financial Future

Building Wealth: A Beginner's Guide to Securing Your Financial Future offers introductory guidance to individuals and families seeking to help to develop a plan for building personal wealth. It provides and overview of personal wealth-building strategies that includes setting financial goals, budgeting, saving and investing, managing debt, and understanding credit reports and credit scores. This is a great 39 page ebook from the Federal Reserves Bank of Dallas. Building Wealth is also available as an animated online interactive version and a mobile app, both versions can be accessed from their website dallasfedbuildingwealth.org. The app is also available as a free download in the App store for Android, Apple and Blackberry mobile...

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Posted in: app , ebook , free

Why you Should Read your Bills

Bills, bills, bills… When they arrive, it can be hard enough to look at the bottom-line… never mind wading through the charges. BUT… if you don’t check your charges, you could end up paying for things you never bought. That could be the result of a thief stealing your information, or a merchant making an honest mistake. Thieves don’t need your actual credit card in order to use it – just your card number and expiration date. And other times, a store might accidentally charge your card several times. It’s a slip-up that’s easy to fix… IF you spot it. So read your bill and be on the lookout for unexpected charges on your statement. And if your card is ever lost or stolen, call your credit card company immediately to report it. Comment...

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Posted in: Bills , Save

Are you a Victim of Identity Theft?

Have you ever found unexpected withdrawals on your bank statement — or a strange new account on your credit report? You could be a victim of identity theft. Keep an eye out for unexpected activity on your financial records, medical bills or IRS statements.  Received phones calls from debt collectors about debts that aren’t yours? Ever get an unexpected bill – or even stopped getting your bills? If any of these happens to you, you could be – a victim of identity theft. Identity theft is when someone steals your personal information. Then they take money out of your accounts, apply for credit cards, or go on a spending spree – all using your name. Wreaking havoc with your money, your credit, and your personal sense of security....

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Posted in: Fruad , Identity Theft